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ML papers to read today.

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5 papers

#01Nov 12, 2026

cs.CV

Objects as Addresses: Instance Binding in Vision Transformer Attention

Khalil Sabri, Guillaume-Alexandre Bilodeau, Nicolas Saunier and 1 more

Humans naturally parse visual scenes into coherent individual objects rather than scattered features, a capability cognitive science calls object binding. While recent work shows that pretrained Vision Transformers (ViTs) intrinsically acquire this ability, how native self-attention computations mechanistically keep object instances separate remains unresolved. By studying this across eight pretrained ViTs, we found that instance separation is expressed more strongly in attention routing than in token content: selected query-key relations distinguish individual objects more reliably than value similarity or residual representations. Inside heads, patches belonging to one individual tend to read from a common image region, which we term their attention address. Visually distinct parts of one person share an address, whereas identical duplicated instances receive separate, movable addresses. These shared destinations arise in part because query interactions with the spatial structure of keys direct attention toward consistent regions for one object and elsewhere for another. In DINOv2 and most other backbones we tested, editing this query component at the selected head redirects its attention address toward another individual. Grouping patches by this query component separates same-category instances, reaching .615 FG-ARI versus .289 for the same clustering of final-layer features, which tend to merge them.

#02Nov 12, 2026

stat.ML

Quantifying structural stability of transparent models for general insurance pricing

Félix Côté, Marie-Pier Côté

The short duration of general insurance contracts leads to rapid distributional shifts in the data, warranting regular model updates. This process may yield a post-update model that differs considerably from the pre-update model in both predictions and structure. Structural stability is upstream of predictive stability, yet existing structural stability metrics are mostly restricted to simple decision trees. Thus, we first introduce the notion of functional transparency, characterising models with a prediction function that can be expressed as a sum of univariate functions for main effects and bivariate functions for pairwise interactions. Then, we propose the Mean Squared Shape function distance, a metric to quantify the structural stability of functionally transparent models, which are particularly relevant in actuarial science. Using three public auto insurance datasets, we present a benchmark study to demonstrate the usefulness of our metric in identifying a stable and accurate transparent model. Generalised linear models with centred numerical covariates are stable, and explainable boosting machines (EBMs) offer a compromise between stability and performance. We also find that stabilisation strategies, such as sequential modelling and fixed hyperparameters, can substantially improve stability for both EBM and XGBoost models, with negligible impact on performance.

#03Nov 12, 2026

cs.AI

LiveGeo: Benchmarking Geographic Agents in Continuously Evolving Worlds

Pengcheng Zhou, Xuanyu Liu, Yanchen Yin and 6 more

We introduce GeoWorld, a controllable and continuously evolving geographic environment platform for LLM agents, and LiveGeo, a benchmark for evaluating reliable decision-making in real-world geographic environments using GeoWorld. Unlike existing evaluations that largely reason and plan over fixed geographic states, GeoWorld is grounded in real-world geographic structure and allows external world states to evolve along their own temporal processes while preserving verifiable state histories. LiveGeo places geographic tasks within this evolving environment, requiring agents to actively acquire task-relevant information, verify whether the evidence supporting prior decisions remains valid, and revise their plans when necessary. Our results reveal that even frontier LLMs struggle with static tasks, with no model consistently excelling across tasks, while strong static performance does not ensure dynamic reliability. Further analysis identifies a key bottleneck: agents struggle to acquire and translate relevant evidence into valid decisions and maintain their correctness as the world evolves. By releasing LiveGeo together with its GeoWorld platform, we aim to provide the community with a flexible and extensible infrastructure for studying the next generation of agents capable of reliable action in evolving geographic worlds.

#04Nov 12, 2026

cs.AI

Al-Ghasali: A Computational Framework for Simulating Islamic Jurisprudential Rulings via Finite State Automata and Large Language Models

Elnaserledinellah Mahmoud Abdelwahab

This paper presents Al Ghasali, a computational framework designed to formalize and simulate Islamic jurisprudential (Fiqh) rulings. Building upon recent set theoretic formalizations of al sabr wa al Taqsim that extract minimal operational rules as simple Horn clause logical programs, this work proves that the semantics of closed Fiqh chapters collapse completely to deterministic Finite State Automata (FSA). We establish a formal computational hierarchy, demonstrating that restricting formalization to finite propositional Horn theories guarantees decidability and constant time (O(1)) verdict extraction after offline compilation. The framework formally proves that hierarchical compositions of sub-chapter FSAs preserve this O(1) complexity, and that temporal juristic requirements, such as Tartib (order), are deterministically flattened into static ontological states, preserving the memoryless property of the automaton. To generate human-readable juristic summaries, Al Ghasali incorporates Large Language Models (LLMs) via an architecture where the deterministic FSA strictly controls the probabilistic LLM. Crucially, the paper formulates sufficient design safety conditions for this FSA LLM integration, ensuring strict adherence to the epistemological boundaries of Usul al Fiqh. To neutralize the risk of LLM hallucination, the system employs a Grammar Guided Constrained Decoding mechanism. We formally define the mapping function that dynamically constructs unambiguous right linear grammars from the FSA execution history. The paper mathematically proves that this architecture, augmented by a Bounded Neutral Lexicon and Valence Locking, guarantees the absolute absence of Decisional Hallucination, Juristic Factual Hallucination, and Semantic Inversion reducing the LLM to a pure linguistic transformer of deterministic juristic facts

#05Nov 12, 2026

cs.LG

Internalizing Investment Mandates: A Neurosymbolic RL Approach to Portfolio Allocation

Zeynep Yıldız, Satchit Chatterji, Ercan Atam and 1 more

Institutional portfolios operate under investment policy statements that specify asset allocation constraints, often conditioned on market regime information. Deep reinforcement learning has been shown to optimize financial performance but typically does not enforce rule compliance, making it unsuitable for real-world deployment. Existing neurosymbolic methods such as Probabilistic Logic Policy Gradient (PLPG) offer constraint-satisfying reinforcement learning (RL) via differentiable symbolic supervision but assume a finite, discrete action space. We present a PLPG-inspired continuous allocation method that estimates the probability that the policy's own executed action satisfies the investment mandate, using reparameterized Monte Carlo sampling, and adds it to the training objective. No post-hoc enforcement mechanism intercepts actions at inference time and compliance is learned by the agent. Audited directly on deterministic mean actions with no correction, the policy reduces violations of a six-rule regime-conditional mandate from 96-98% for unconstrained RL and 33.4% for a reward-penalty baseline to 4.8%, showing that a continuous-action neurosymbolic policy can substantially internalize a symbolic mandate.